![]() ![]() On the other hand, LeBron James is a four-time NBA champion, a sixteen-time All-Star, and has three MVP awards. He also holds career averages of 27.0 points, 7.1 rebounds, and 4.1 assists per game. Kevin Durant is a two-time NBA champion, a ten-time All-Star, and has four scoring titles. Both players have impressive stats and have had several successful seasons. Kevin Durant and LeBron James are two of the greatest players in the NBA today. In his career, Kevin Durant is 6-15 against Cleveland superstar LeBron James. Which player is the best in the NBA: Kevin or Russell? What Is Lebron’s Record Against Kevin Durant? The NBA’s all-time scoring leader is on the rise. The Second Team All-Defensive Team is made up of a player who was the 2015 rookie of the year and the 2015 defensive player of the year. The All-NBA First Team is made up of players from all 30 NBA teams. The most prestigious awards and honors are presented. This year, there have been several MVP appearances in the playoffs. At the height of the NBA, each team is ranked in terms of its weight. NBA Comparisons: Kevin Durant vs.LeBron James. James shot 51 percent, while Kevin’s percentage was 46 percent. The fact remains that Kevin scored 25.1 points per game last season, compared to 26.7. For the time being, many Kevin Durant fans will declare that, while James has a better shooting percentage than Kevin, he is not better than Kevin. Kevin Durant has won the NBA scoring title in each of the last two seasons. In the end, it is up to the individual to decide who is the better player based on their records and statistics. When compared to his raw numbers, however, it appears that LeBron has been more consistent in his scoring this season, while posting a higher scoring average than Kevin. Who is the best overall player in the game? Both have impressive careers and have amassed large collections of statistics while playing in the NBA. Despite winning the NBA’s scoring title in each of the last two seasons, Kevin can still beat LeBron when it comes to efficiency. Kevin and King James have only met six times before, and the results speak for themselves: King James has a 6-15 record against Kevin. Lebron James Edges Out Kevin Durant In Head-to-head Matchup Lebron’s ability to perform consistently well against one of the best players in the league shows his competitive nature, and his commitment to be the best. This is an impressive mark that speaks to the competitive spirit between these two legendary players. While their individual stats vary from game to game, Lebron James has averaged 28.2 points per game against Kevin Durant throughout their careers. Lebron James and Kevin Durant have played against each other in numerous NBA games, and their head-to-head matchups are always highly anticipated. How Many Points Does Lebron Average Against Kevin Durant? This season, it appears that the Brooklyn Nets and Kevin Bay realistically have a chance of winning the NBA title. Despite having more time to catch up to James’ two NBA titles, Kevin Durant has yet to win one. In the NBA Finals, Kevin Durant has fared better than in the regular season against LeBron James. Their scoring averages are nearly identical, with KD shooting the ball much more efficiently, but their scoring averages are almost the exact same. The 2012 NBA Finals saw James defeat Kevin Durant for the only time in his career, as Miami Heat defeated Oklahoma City Thunder. In the finals, they have met for the third time, with KD winning twice. Cleveland has lost the NBA Finals to Kevin Durant and the Oklahoma City Thunder 2-1. The players’ average scores are nearly identical. ![]() In the regular season, Kevin has a 6-15 record against James, including a win in his seventh clash against him. What are the odds that Kevin Durant will beatLebron James? Let’s look at some of the statistics and facts. Kevin Wade and LeBron James are two of the NBA’s all-time great players. We’ll also explore the numbers to see if Durant’s performance has been impacted by facing James, and if the two’s respective teams have had any influence on the results. In this article, we’ll take a look at the numbers to see who has the edge when the two go head-to-head, and more specifically, how many points Kevin Durant averages against LeBron James. Since the two began facing off against one another in the 2012-13 season, the debate over who is the better player has been a continuous one. The rivalry between NBA superstars Kevin Durant and LeBron James has been one of the most compelling matchups in recent years. ![]()
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![]() ![]() The resistance to current flow is lower when the wire is thicker. The thicker the wire, the lower the gauge number. The American Wire Gauge (AWG) number is used to determine the thickness of wire. For additional information, see our guide to in-wall wiring.īuy wire rated for direct burial if you want to run wire underground to a set of outdoor speakers. You’ll need UL-rated speaker wire labeled CL2 or C元 for in-wall or ceiling speakers. You must choose the appropriate gauge (thickness) and type of wire for your system. In a nutshell, speaker cable is not included with most speakers. To ensure that at least 90% of the amplifier output reaches the speaker, you’ll need 14 gauge wire. If you use 22 gauge wire for a 40-foot run, the cable will have a higher resistance than the speaker, resulting in more power being transferred to the wire rather than the speaker this is bad. Speaker wires with bigger wires are also better at lessening the impact of resistance on the signal generated when used over long distances. Over extended distances, bigger speaker wires can actually help decrease or eliminate power loss and dampening. The resistance of bigger speaker cables is low, allowing you to run these wires over longer lengths and distances. It’s worth noting that speaker wires with smaller gauges/thicker wires are ideal for longer runs between the audio amplifier and the speakers. This is due to the fact that as the distance of the run rises, the audio quality decreases. Even if the wire thickness is appropriate, speaker runs of more than 50 feet should be avoided. This means that, while the wire’s thickness is significant, the distance it covers is equally important. The quality of sound generated by a system is influenced by the length of speaker wires running from amplifiers to speakers. Anything longer than 50 feet is deemed excessive. The greatest length of speaker wire that should be run should be around 50 feet. Speaker wires might be excessively lengthy. Heavyer, 4-gauge speaker cables are required for a 5000-watt sub system with a total impedance lower than that. Tyler, 8-gauge speaker wire should have no trouble delivering that much power to a 2- or 4-ohm subwoofer. Subwoofer wire should be 16-, 14-, or 12-gauge. If the speaker has a lower power rating, such as 40 or 50 watts, 14 or 16 gauge wire will suffice. If your amplifier has a greater power rating, such as 100 watts or 600 watts, you should use 12 gauge cable. ![]() Is 12 gauge speaker wire good for subwoofers? There will be no audible difference between them the larger cable will simply have less power loss. Wires sized 12- to 16-gauge are recommended for wiring subwoofers. You never know when the position of a sub or amplifier will need to be adjusted, and you’ll be glad you have the extra length. Take a cue from the experts and order twice as much as you think you’ll need. In most cases, though, 16-gauge speaker wire will suffice. A lower-gauge number indicates a thicker wire, while a higher-gauge number indicates a thinner wire.You can use 12-gauge speaker wire if your sub system will produce more than 1,000 watts RMS. Speaker wires that are anywhere between 12 to 16 gauge are most commonly used for connecting speakers to an amplifier or an Audio/Video (A/V) receiver. ![]() Automotive wire is designed to stay flexible at low temperatures and not turn into goo at high temperatures, as well as having a degree of resistance to fuel, oil, etc. The major difference will be the properties of the insulator. Is speaker wire the same as automotive wire? For higher power systems or longer lengths, 16 gauge is a great choice. 18AWG wire is good for about 50 watts for 4 ohms and 100 watts for 8 ohm loudspeakers up to 50 feet (15 m) or 100 feet (30 m) respectively. What cable is used for car speakers?įor most low power home or car speakers (not subwoofers) 18 gauge (18AWG) is fine. In this case, an 18-gauge wire gauge would be considered to be standard. So whether you're buying one for your car audio or a home theater system, you can go for the standard choice. The most significant thing to keep in mind is that there's a standard size for almost all types of stereo systems. ![]() What gauge wire is used for car speakers? ![]() ![]() ![]() In the Details section of the form, please include any links, times, or other information that may help in correcting a situation in the room, the problem with a recording, or regarding viewer access. Lecture capture hardware involves the use of dedicated recording equipment, such as cameras, microphones, and capture cards. Please use the Ask For Help with Lecture Recording button above. Click the Share option attached to any recording and follow the on-screen directions to add students to specific recordings. If you want to capture a clear recording of the lecture, you should sit closer to the front. Now scroll to the top of the page and select the Recordings tab. Choose the Best Classroom Spot for Recording. Look for the Permissions module toward the bottom of the left column, check the box for Explicit Permissions Only, then click Save. Use the Click here to access your Lecture Capture sites button above to see the complete list of all Lecture Recording sites you manage, then select the Site Info option attached to any course. To share a single recording with specific viewers. The Recordings tab will show a list of all recordings regardless of whether they are published, unpublished, or uploaded to the system. By selecting the Edit option for an individual recording, you will be able to rename, change the published status, and perform other basic editing functions. To put a more objective term that I could use with students and colleagues, I would say that the student does not know how to learn. Use the Click here to access your Lecture Capture sites button above, then select the desired course. If a student would come up to me and ask to record the lectures, I would allow it but I would think to myself that the student is an idiot. To publish or perform basic edits in Lecture Recording. If you require any additional equipment or technical support please. In the vast majority of LSA spaces, this can also be used to adjust the camera angle for Zoom. York University offers lecture recording resources to faculty and staff for use in. ![]() In Zoom, only the host can create a Local Recording. Compared to other video conferencing platforms, Zoom gives control to the host when recording. There’s Google Classroom, Microsoft Teams, and you’ve likely used Zoom for communication. On the right side of the app, there are a number of preset angles that can be selected or used as a starting point. Zoom Most schools will use learning management software to conduct and publish their online lectures. Use the arrows to move the camera and the +/- to zoom in or out. On the podium computer, look for a shortcut labeled CAMERA CONTROL. Once the program opens, you will see a camera image of the room along with a set of directional controls. ![]() ![]() ![]() In 2020, Troublemaker Studios was renamed to Double R Productions after Elizabeth Avellán left the company in 2019. On August 12, 2021, the company had signed a deal with HBO and HBO Max. The company made its breakthrough with its first franchise being that of Spy Kids. In the 1990s and 2000s, it had an alliance with Dimension Films to produce projects for the studio, with most of them becoming hit films and their box office successes. It provides post-production sound and editing facilities, including a mixing and dubbing sound stage powered by a large Pro Tools installation, and a full Avid Unity-based editing system. A second facility, Troublemaker Sound, is located in the hill country outside Austin. The company's visual effects division, Troublemaker Digital Studios, is also located at the site, and uses six-core AMD Opteron processors and FirePro graphics accelerators on many of its productions. It shares space with Austin Studios, which is managed by the Austin Film Society, and houses production offices, sound stages and the largest green screen in Texas. The company is based in Austin, Texas and is at the former site of the Robert Mueller Municipal Airport. We cannot wait to share our Austin video production services: email marketing, leverage marketing, graphic design, event marketing, social media marketing, motion graphics, web development, and design services with you and create memorable experiences.Double R Productions (formerly known as Troublemaker Studios) is an American production company founded and owned by filmmaker Robert Rodriguez and producer Elizabeth Avellán. Enlisting our video production service providers in Austin, Texas, will benefit you immensely since we also provide financial services to our customers.Ĭontact us today if these merits sell you on the perks of working with a video production company. An Austin, TX video production company is accustomed to the costs and timeframes associated with each production component. Getting accurate estimates for video production costs can be challenging, not forgetting how long it will take to get the final video. ![]() You will work with a skilled content marketing manager and get affordable video content. ![]() Hence, it is better to enlist the video services of our Austin video production company. Thus, it can be costly and inefficient to reach clients in different parts of the country or world. However, not all agencies have an in-house video production team. Marketing and advertising agencies often create video content for their clients. Our Austin video production team tailors your content to correspond to your specific marketing objectives. With a skilled and proficient video production team comes a wealth of knowledge that can help develop your concept or make creative choices along the way. They know the requirements of making a great video and are familiar with common errors and how to avoid them Video production companies have a skilled and experienced team, access to top talent, and work with professional tools. Furthermore, below are some of the reasons why you should enlist the services of our video production company in Austin, Texas. For example, enlisting the services of our full-service video production company helps better your custom software development, social media marketing, mobile app development, search engine optimization, and digital strategy. ![]() Working with a video production company in Austin, TX, provides various solutions for small businesses. If you are unfamiliar with the role of a service video production company, it purposes to handle everything about video production. Nonetheless, how can you capitalize on this opportunity if your corporate photography skills or story-driven films are nonexistent? This dilemma is part of the reason why Austin video production companies exist. When making corporate videos for a business, most marketers look to enjoy the ROI benefit that comes along with it. ![]() ![]() Saucer Magnolia (Magnolia x soulangeana)īlooming on bare wood in late winter, saucer magnolias tell us spring is near. The acorns of red oaks take two years to develop the first year they are small and partially formed and in the second year they elongate and mature. Named for its spectacular red fall color, this deciduous oak is native to the eastern half of the U.S. In China, oil is made from its seeds and the leaf buds are boiled and eaten. The inedible fruit on the female tree starts out bright red and turns dark blue. These highly adaptable trees can tolerate lawn water or dry soil. Chinese Pistache (Pistacia chinensis)īeautiful in the fall, the foliage becomes scarlet, orange, and sometimes yellow. Liquidambars have spectacular fall color, however they have become an unpopular tree because they are thirsty and drop large quantities of seed balls that have sharp spikes and are hard to walk on or cycle over. It has peeling bark and produces clusters of fluffy white flowers. ~ 100 Terminal Ave, next Senior Center entranceĮndemic to the Channel Islands, this tree thrives in chaparral and oak woodland habitats. Catalina Ironwood (Lyonothamnus floribundus) Naturally multi-trunked, they can also be trained into a single trunk. Deciduous trees, they have profuse and showy summer blooms, bold fall color, and extremely attractive winter bark. ![]() Native to China, crape myrtles are strikingly beautiful small trees that grow 14–25’ high and 8–15’ wide. The yew pine is a cherished element of feng shui gardens in Hong Kong. It produces cones whose fertile scales become purple and berry-like when mature. Native to southern Japan and China, this evergreen tree is popular as a small shrub or tree in gardens. This tree is not recommended for planting as it is susceptible to fireblight. The ornamental pear is covered with white blossoms in the spring before leaves form and has reddish leaves in the fall. This thirsty tree requires ample regular water and suffers in drought. In its native coastal ranges of California and Oregon, the coast redwood collects fog with its needles, which drips down and provides moisture all year long. Coast Redwood (Sequoia sempervirens)Īmong the world’s tallest species, coast redwoods can grow 3–5’ a year. Bell-shaped seed capsules on short stalks that resemble eucalyptus pods ripen late in summer. In June, clusters of small, delicately-frilled white flowers appear. Native to eastern Australia, this species is drought-tolerant once established. This tree can withstand dry heat and produces azalea-like, pink flowers that bloom late spring through fall. ![]() The chitalpa is actually a cross between the Catalpa bignonioides and Chilopsis linearis. ![]() The Belle Haven Tree Walk begins at 100 Terminal Ave, across from the soccer field at Kelly Park. Sign up to take an arborist-led Tree Walk. ![]() ![]() ![]() or from an authorized AFFINITY PUBLISHER reseller or distributor. Obtain full rights in AFFINITY PUBLISHER following the expiration of the Term, you must acquire such rights pursuant to a commercial license purchased directly from Serif (Europe) Ltd. Upon the expiration of the Term, the License will automatically expire, and your rights will be downgraded to a trial version of Affinity Publisher (“watermarked mode”). Qualified Purchasers (defined below) who purchase an Eligible Product (defined below) during the Promotional Period may receive a three (3) month license (the “Term”) for Affinity Publisher ( ) (the “License”). The following offer is made under the promotion (the “offer”): The promotional period commences on the effective date of these terms and conditions and continues through January 31 st, 2024 (the “Promotional Period”). By participating in the promotion, you agree to be subject to and bound by these Terms and Conditions. ![]() This promotion is valid only during the Promotional Period (specified below) and is subject to these Terms and Conditions, including without limitation, the eligibility, and other requirements, terms, and conditions set forth herein. The current Animation Specialist is Sishir Bommakanti ( ) Students/ Faculty can reach out to the Animation Specialist if they have any questions regarding a problem.Wacom One Affinity Publisher (3 months) Promotion Effective Date: Nov 15, 2022Īward-winning image editing software, now equipped with tons of new features and enhancements for an even better workflow, whether you’re retouching photos or creating full-blown multi-layered compositions. First Open Harmony or Storyboard Pro application: If Student/Faculty wanted to return a license for any reason (reimaging a computer, using a different computer, updated OS, etc). Next, go to the top left corner of the screen, and under Harmony Premium, go to Harmony Tools -> License Wizard. Once Signed in, you will reach this page, which shows the licenses that are currently installed on your computer. If both Harmony and Storyboard Pro are installed onto your computer and you wish to return the license. Once you have done this, your school license is now back in your account, and can sign in and activate the license onto a new computer, or reinstall the license onto your computer once it has been repaired. You can only return licenses 5 times in 2 days according to Toon Boom’s policy. If Student/Faculty wanted to return a license via online (usually done to move the license to another computer, or personal computer) They can follow this guide: If there are any issues with this, please contact for support. How to return a Local License via Internetįaculty may be asked to provide a “Student ID” faculty should input their id number in the student Id section and then select year 1 for their year of the program. ![]() If you ever encounter a problem with the laptop in which you need to reformat it, or send it off to repair, but did not get the chance to return the licenses via license manager. You can always email Students/ Faculty who have issues with software issues that have no clear solution, toonboom can offer technical services from their end. Students/ Faculty can write to (using their mcad email) explaining the issue. ![]() Students should mention in the email that they are part of Minneapolis College of Art and Design and part of the Center of Excellence Program. The Licencing department will help with any licensing issues that cannot be resolved from the user-end. Toon Boom Harmony downloaded from CoE store does not currently work with OS Monterey. If you have updated to the new OS and have trouble opening the program, email or visit the Media Center, and we can provide you with an updated. DMG file that will work with the OS and User Account. ![]() ![]() ![]() Many katydids and crickets call at night, while we tend to see and hear grasshoppers during the day. Cicadas generally call during daylight hours and at dusk, turning quiet by nightfall. When you hear these insects' songs can be telling as well. The cicada call often sounds pulsating and typically builds up to a crescendo before abruptly ending, according to Sounds of Insects. Of our singing insects, cicadas are by far the loudest, notorious for their loud buzzing sound. ![]() ![]() The songs of these insects often is not audible to people, particularly those with diminished ability to hear high-frequency sounds. 4 solid steel balls hit a cylindrical metal rod in quick succession, producing the realistic sound of crickets at night. I can listen to the crackling fire, the howling wind, and even add in the sound of chirping crickets when I want to feel like I’m sleeping under the stars. In fact, I love using sites that let you create custom sound profiles. Katydids and grasshoppers have a more high-pitched call with varying frequencies. I enjoy nature sounds as much as the next person. Crickets, for example, have more musical sounding calls because of their low frequency, Sounds of Insects reports. The buckling creates a clicking noise, and the combined effect of these clicks is the buzzing sound cicadas make.Įven to the untrained ear, you may be able to tell the difference between some of these insects' calls. Katydids make sound by rubbing their forewings together.Ĭicadas have sound organs called tymbals, which have a series of ribs that can buckle onto one another when the cicada flexes its muscles. Trill a long, continuous series of syllables. Chirps are short, pure-toned sounds composed of one or more syllables and separated by brief periods of silence. Male grasshoppers are able to produce sound by rubbing a hind leg against a forewing. Chirp the quintessential sound of a cricket. The Orthoptera insects - the katydids, crickets and grasshoppers - typically produce sounds by rubbing one body part against another, which is called stridulation, according to Songs of Insects.Ĭrickets rub together structures on their wings to produce their call, according to "Singing Insects of the Chicago Region" by Carl Strang. Nothing but the sound of crickets chirping on a quiet night. Katydids, grasshoppers and crickets are all closely related, belonging to the order Orthoptera, while cicadas belong to the order Homoptera. How these insects make their singing calls varies. White Noise, The Sound of Crickets, Sounds for Sleeping, Sounds for Deep Sleep. These singing insects are cicadas, crickets, grasshoppers and katydids, the males of which produce loud calls in their search for a female mate, according to the University of Florida. The sounds produced by these insects may just sound like a loud din to you, but each is unique to its species. The term "singing insects" might make you think of Jiminy Cricket or another animated bug made famous on the big screen, but these crooning bugs are real, making themselves heard all across our area. ![]() ![]() This isn't exactly what you're describing, but it sounds like slidepad could work for you. I think Slidepad is made w/ SwiftUI not Electron based like the others.Īre there any menu bar browser, slack clients or email clients? Paired with our beaten up 35 degree Western Mountaineering bag, we were toasty warm. It performed incredibly well in the cold spring weather. Office Supplies > Ergonomic Accessories > Mouse Mats & Wrist Rests. Snow storms in late spring have given us the 'opportunity' to test the Rapide SL Insulated in some uncomfortable conditions. I have found this but it's only kind of what you want and MacOS only. Cherry Slidepad Ergo Sliding Armrest Black JA-0650-2 - CH10033. Hm, no, I am not aware of any feature of that kind being developed by anyone. Without Quicklook, you would have to open a bunch of MS Office apps to view documentation that comes with large. I mainly use it for quick access to frequently used documentation. Especially helpful if you're going through documentation and typically there's a bunch of it in various formats. I’ve been using Slidepad for a while now and rely on it pretty heavy. Pretty much a premium linux experience out of the box, also things like Quicklook make it easy to instantaneously view a ton of files without even opening apps from documents to media files. Looking for a browser that pops out on the right side of the screen Thanks, just to confirm is this the app ? Ive tried plus in the settings and main screen but it just brings upsettings and browser apps. Īlways visible side-panel with tracking apps You'll want to add Slidepad to that list, hehehe I wish there was a Windows version. ![]() Updates from our team, written with love Email for marketing subscription. Apps I use everyday thanks to this sub! Slidepad 93 314 ratings See more reviews Go Up.They can help you see what people think about Slidepad and what they use it for. We have tracked the following product recommendations or mentions on various public social media platforms and blogs. ![]() ![]() ![]() Ahead, sift through the best Ikea desks we've selected to find the perfect fit. Ultimately, the best desk for you is one that's conducive to your lifestyle. And, of course, the many variations of Ikea's Micke Desk fit myriad uses in between. Arrow 202 Desk Stapler 5/13 Litchfield NH 10 PICKUP ASAP Black. If you're someone who occasionally works from home and wants a desk that's functional but feels like decor, the Ikea Vittsjö Laptop Table is a no-brainer. 2-in 2-Speed Indoor Grey Desk 5/15 DURHAM 45 no image Ikea Desk 5/15 Raleigh. If you're an avid gamer who spends long nights streaming, you'll want a desk like Ikea's Fredde Gaming Desk, which boasts numerous features for storage, display, and comfort. Fortunately, some of the best desks from Ikea run the entire gamut of workstations, from tiny, space-saving desks to standing desks for a flexible work-from-home setup. What's important to consider before buying a new desk is to ask yourself how you plan to use it most - the answer to which will guide the desk features that are nonnegotiable for you. These are sold separately.Whether you're in search of the perfect small desk to squeeze into your bedroom or a functional, spacious desk with storage for your new home office, the sheer amount of options is easily overwhelming. Details > Choose color Black-brown How to get it Delivery Enter your ZIP code for delivery availability In store Check in-store stock Add to bag A clean and simple look that fits just about anywhere. Make sure to use the right fixing devices for the type of wall you have at home. ALEX Desk, black-brown, 52x22 7/8 ' 289.99 199.99 Price valid or while supply lasts (287) Earn 5 in rewards at IKEA using the IKEA Visa Credit Card. MICKE Desk, black-brown, 55 7/8x19 5/8 ' 119.99 (671) Financing options are available. This is especially important if you have young children that might want to climb up on the furniture or in other ways pull and play with it. Note that we recommend anchoring most of our dressing tables to the wall to avoid them tipping over. This makes it easy for you to style and match your room with furniture that blends well together. Our dressing tables fit perfectly with other pieces of furniture from the same series at IKEA. Choose between a modern vanity table with hard and clean edges or an antique looking makeup table with smoother, rounder edges. A variety of modern and antique dressing tablesĪside from being a practical piece of furniture, dressing tables are also a statement of style. ![]() Smooth materials such as glass are a good choice if you prefer cleaning to be fast and easy. Lastly, you don’t need to worry about makeup stains since the tabletops on most of our dressing tables are easy to wipe clean. Similar to the Jarvis, it has a sleek wood-and-white design and. This standing desk is highly rated on Amazon and a Strategist-reader favorite. Look through our wide range of lamps and light fixtures to find one that fits your style and needs. SHW Electric Height-Adjustable Computer Desk189. Make sure to use good lighting when applying makeup. ![]() Or you can place a decorative mirror on top of the table. A clean and simple look that fits just about anywhere. You can also find dressing tables with built in mirrors. Some come with built in drawers while some look better with stylish boxes placed on top. With a practical vanity desk, you’ll have plenty of room to organize and store your makeup. So, whether you're looking for a vanity table with an antique twist or prefer a modern makeup table with a mirror – introducing this iconic piece of furniture to your bedroom is never a bad idea. Not only does a vanity table function as an excellent place to keep all your accessories, but many of our dressing tables also benefit from great lighting and handy mirrors. For someone with a lot of accessories – whether that means makeup, jewelry, ties or beauty products – finding the perfect space to store, showcase, and organize your items can be tricky! A clean and simple look that fits just about anywhere. Dressing tables and makeup vanities are as classically stylish as they are immensely practical. ![]() ![]() ![]() Some other types of lenders are using this approach. That keeps monthly payments the same as they were before and just extends the amount of time to pay the loan. Under the rules for mortgages, consumer advocates say the vast majority of people hurt financially during the outbreak who entered a forbearance plan should have their missed payments moved to the end of the loan term. Without better protections, when it comes time to make up for the missed payments, "there's going to be a lot of people who could experience massive credit reporting harm," says Wu, an attorney focusing on consumer credit issues. ![]() "You must have a capacity to catch up with your payments in an affordable way," Panameño says.Ĭhi Chi Wu with the National Consumer Law Center agrees. Otherwise, she says, lenders could make demands beyond what people can afford. So she says lawmakers need to protect people. She says when it comes time to make up for all those skipped payments, there are federal rules for repayment plans for home mortgages but not for many other types of loans. ![]() "Credit cards, auto loans, installment loans, there are no federal guidelines," says Aracely Panameño, a director at the nonprofit Center for Responsible Lending. The Coronavirus Crisis 7-Year No-Interest Loans: What It Takes To Sell Cars In A Pandemicīut looking ahead, advocates say people could run into big trouble because the terms of these hardship programs can be all over the map. "My wife has filed, certified every week for her unemployment for 10 weeks now, and they have done nothing," says Jonathan Baird of Bruceton, Tenn. For one thing, the help still isn't reaching many people who need it. The problem is that these efforts aim to create a financial bridge to the future for people who've lost their income in the pandemic - but the bridge is only half-built. Help from Congress and leniency from lenders have kept impending financial disaster at bay for millions of people. Normally, that could mean massive foreclosures, evictions, cars repossessions and people's credit getting destroyed.īut much of that has been put on pause. His mortgage and auto lenders told him he didn't qualify for help.Īmericans are skipping payments on mortgages, auto loans and other bills. Jonathan Baird and his wife, Nichole, say they've had to decide between making their car payment and buying food since she lost her job in the pandemic. ![]() |
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